When money changes, life changes.
When life changes, money changes.Â
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There are two sides to money. The technical and personal sides are equally important and complex. Find the support that's right for you. Â
FOR INDIVIDUALS & FAMILIES
Sudden Money Institute
Support for individuals and families navigating financial life changes. Whether you're expecting, managing, or adjusting to a major event, SMI helps you address the personal side of money and connect you to trained advisor.
FOR FINANCIAL PROFESSIONALS
Financial Transitionist Institute
Your financial expertise is the foundation. Financial Transitionist Institute builds on it with practical tools, training, and CeFT® certification to help you guide clients through the personal side of financial change.
Our Story Starts with Transitions
Financial transitions are universal — yet easy to miss and hard to navigate alone. SMI was built on the insight that sudden money and life change require both technical knowledge and personal support . F TI grew from that foundation to give advisors the training, tools, and certification to meet clients where they are.
Cathy Seeber
CFP®
"After decades in financial planning, I thought I understood what clients needed. CeFT showed me the most important work often happens beyond the numbers. It taught me how to help people navigate the emotional, behavioral, and practical realities of life's transitions."
Roger A. Shake
CFP®, RLP®, CeFT®
"The SMI training has given me greater insight into my clients’ transitions and allowed me to be more present as we move through life together."
Lisa A.K. Kirchenbauer
CFP®, RLP®, CeFT®, CPWA®
“Understanding the stages of transition—and having the skills and tools to guide clients through them—has been essential. It’s helped our Advisory Team at Omega stand apart from traditional financial advisors and wealth managers and work more effectively with clients.”
Linda Cao
CFP®, CeFT®
"Like many advisors, I did not get the human side of training in becoming a CFP or CDFA, yet the skillset is critical for advisors to work with clients in difficult situations. The CeFT training is perfect to fill in the gap and made me more confident, empathetic and effective in working with divorcees."
Rick Kahler
MS, CFP®, CFT™, CeFT®
"I'd recommend this training to any financial planner who wants to deepen their skill set, stay relevant... and possibly change their own life in the process."
