Money Shock Management

A Sudden Money Institute program aimed to move you from fear to well-being.

Money Shock™ is the reaction to abrupt financial change; where fear and anxiety replace our normal rational thinking and creative problem solving abilities.

The three stages of the Money Shock Management system are:

  • Financial Triage to restore the capacity for clear and stable decision making.
  • Choices and Change Management for appropriate adjustments to the new financial reality.
  • Well Being to regain your state of wellness with renewed hopes and dreams.

Use the form below to receive your free Financial Triage workbook

Signs Of Money Shock

Here are some Signs of Money Shock: warning signs I¹ve seen in people struggling to adjust to abrupt financial change that make it difficult for them to make appropriate long-term decisions. Please keep in mind that everyone would check some items on the list, even without being in a state of shock or high stress. What you want to look for is a significant change in the items on the list since your financial life has changed.
Cognitive – have you noticed…
  • Decreased concentration
  • Increased confusion
  • Increased forgetfulness
  • Lack of organization
  • Loss of big picture thinking
  • Inability to complete tasks
  • Procrastination
Emotional – have you noticed…
  • Sense of powerlessness and helplessness
  • Anxiety
  • Guilt
  • Anger
  • Hypersensitivity
  • Feeling overwhelmed
  • Low self esteem
Behavioral – have you noticed…
  • Increased impatience
  • Changing sleep pattern
  • Loss of appetite
  • Self medicating ­ smoking, alcohol, prescribed drugs
  • Withdrawn, lonely, isolated
  • Conflicts with friends and family
  • Increased time listening to/watching news
Physical – have you noticed…
  • Rapid heartbeat
  • Dizzy feeling
  • Sweating
  • Increased aches and pains
  • Mental and physical fatigue
  • Lower immune system, more colds/flu, more plaque on teeth
  • Weight gain
Work Performance
  • Decreased productivity
  • Lack of follow through
  • Less communication with staff
  • Less prepared for next wave of change
  • Loss of inspiration and confidence
  • Concern for future
  • Longer hours at work

The purpose of posting these warning signs is to help you notice how the changes in your personal finances might be affecting your health, relationships, job performance and your ability to make decisions.

If you see room for improvement, we invite you to consider the Financial Triage workbook listed below.

There is often a fine line between being in Money Shock (having a diminished capacity to make good decisions), and being depressed or suffering from anxiety and needing the help of a mental health professional in order to productively deal with your financial situation.

And because I cannot tell you which category you fall into, I recommend that everyone seek counseling, just to check in with a professional.

There are plenty of ways to find a therapist, beginning with recommendations. If you have insurance coverage, you can explore that avenue, too. The Internet has oodles of sites to help you search, such as Psychology Today and WebMD.

Financial Triage Workbook

We would like to send you a copy of the Financial Triage Workbook developed by Susan Bradley for her clients. Please fill out the following information and it will be available to you as a download.